Looking for a Psychologist Who Accepts Aetna or UnitedHealthcare?
Meet Dr. Kai Chuang, Psy.D.
Personalized, collaborative therapy for anxiety, stress, relationships, life transitions, and the pressures of everyday life. Available in person in La Jolla and virtually across California.
Plan participation and benefits are subject to verification.
Using Your Insurance Should Feel More Straightforward.
Dr. Kai is now participating with Aetna and UnitedHealthcare networks. Our patient care team can help review your available benefits and explain the next steps before scheduling.
Have Aetna?
Interested in seeing Dr. Kai? Our team can help review whether your specific Aetna plan includes applicable in-network benefits.
Check Aetna EligibilityHave UnitedHealthcare?
Our team can help review your UnitedHealthcare benefits and discuss whether your plan applies to sessions with Dr. Kai.
Check UHC EligibilityFor your privacy, please do not send insurance ID numbers or health information through this website. Your plan details are gathered through OPAL’s approved intake process. See insurance & fees.
Meet the Psychologist Behind Your Care.
Dr. Kai Chuang, Psy.D.
Licensed Clinical Psychologist
Dr. Kai brings a warm, direct, and skills-focused approach to therapy. His work emphasizes understanding patterns, building practical tools, and creating a collaborative space where clients can work toward meaningful change.
Rather than assuming everyone needs the same approach, he works with clients to explore their concerns, identify goals, and develop strategies suited to their experiences.
- Individualized care
- Collaborative treatment
- Practical coping skills
- Emotional understanding
- Performance-related concerns
- Personal growth
What Would You Like Support With?
You don’t need to have the perfect words for what you’re experiencing. Sometimes it starts with recognizing what feels difficult, exhausting, or hard to change.
Anxiety & Overthinking
Feeling overwhelmed by constant worry, racing thoughts, or difficulty switching off?
Stress & Burnout
Carrying pressure from work, responsibilities, performance expectations, or everyday life?
Men’s Mental Health
Looking for a comfortable, practical space to explore emotions, expectations, identity, or personal challenges?
Relationships & Communication
Wanting to better understand relationship patterns, communication difficulties, or emotional reactions?
Life Transitions
Navigating changes involving career, relationships, identity, responsibilities, or personal direction?
Sports & Performance Pressure
Experiencing performance anxiety, high expectations, or challenges balancing achievement and well-being?
These are common reasons people reach out, not diagnoses. Coverage for any concern or service depends on your plan.
Therapy Is Something You Work On Together.
Your experiences, goals, and perspectives matter. Dr. Kai brings psychological training and practical tools, while you bring the knowledge of your own life. Together, you can explore patterns, develop skills, and identify meaningful next steps.
Explore what you’re experiencing and what may be contributing to it.
Work on coping strategies, emotional awareness, and new ways of responding.
Develop goals and approaches together, adjusting as your needs evolve.
Therapy can offer support and skills, but individual results vary and cannot be guaranteed.
Three Simple Steps to Getting Started.
- 1
Reach Out
Request a complimentary consultation and let us know you’re interested in Dr. Kai.
- 2
Review Your Insurance
Our patient care team can help review available benefits for your specific plan and discuss estimated out-of-pocket responsibilities.
- 3
Explore Your First Appointment
If Dr. Kai is a good fit and scheduling is available, we’ll help you understand the next steps for beginning care.
Eligibility checks are complimentary, but estimates do not guarantee coverage or final payment.
Therapy That Fits Where You Are.

La Jolla, San Diego
Meet with Dr. Kai in OPAL’s welcoming La Jolla office.
7946 Ivanhoe Avenue, Suite 203La Jolla, CA 92037

Across California
Attend secure virtual sessions from an appropriate private location in California. Virtual sessions are available to clients located in California.
Telehealth coverage can differ from in-person coverage depending on your plan.
Questions About Using Your Insurance?
Does Dr. Kai accept Aetna insurance?
Dr. Kai is in-network with select Aetna plans. Coverage depends on the specific plan and services involved. OPAL can help review available benefits before scheduling.
Does Dr. Kai accept UnitedHealthcare?
Yes, Dr. Kai participates with select UnitedHealthcare plans. Your specific plan and benefits should be verified before your first appointment.
How much will therapy cost with my insurance?
Your cost depends on your plan’s benefits, including applicable copays, coinsurance, deductibles, and covered services. Our team can help review available information, but final costs depend on insurer processing.
Do you offer free insurance eligibility checks?
Yes. OPAL offers complimentary insurance eligibility checks to help clients better understand available coverage and potential costs.
Does insurance cover online therapy?
Some plans cover eligible telehealth mental-health services. Coverage varies, so our team can help review the benefits relevant to your plan.
Is Dr. Kai accepting new clients?
Dr. Kai is currently listed as accepting new clients. Appointment availability may change, and our team can help confirm current scheduling options.
Do I need a referral to see Dr. Kai?
Referral or authorization requirements depend on your specific insurance plan. Our team can help clarify what information is available, and you may also confirm requirements with your insurer.
Can I use insurance for men’s therapy, anxiety, stress, or sports-related concerns?
Coverage depends on your plan, the clinical services provided, and any applicable medical-necessity or diagnostic requirements. A particular concern or service is not automatically covered.
Can I speak with someone before scheduling?
Yes. You can request a complimentary consultation to learn more about Dr. Kai, discuss what you’re looking for, and explore next steps.
What if my specific insurance plan is not accepted?
OPAL can discuss available options, including self-pay where appropriate. Plan-specific details should be confirmed before booking. More detail is on our insurance & fees page.
Ready to Explore Therapy with Dr. Kai?
If you’re covered by Aetna or UnitedHealthcare and looking for personalized psychological care, our team can help you explore whether Dr. Kai and your insurance plan may be a good fit.
Request Your Free ConsultationComplimentary insurance eligibility checks available.